"I just wanted to say a big thank you to you and your Debt Management Team. I am glad that I spoke to you and had the courage to open up to you. You have taken a great burden off my shoulders, and above all given me the peace of mind that I needed."

Angela, Derby
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Bankruptcy Alternatives

With our help, you might be able to avoid Bankruptcy altogether. There are alternative solutions that could wipe away a large proportion of your debts and reduce your monthly payments to a level that you can afford.

Debt Management Plan

A Debt Management Plan is informal agreement with your creditors to reduce your debts with an affordable monthly repayment.

Individual Voluntary Arrangement (IVA

If your total debt is more than £15,000, we might recommend arranging an IVA for you. Unlike a Debt Management Plan, this is a legally binding arrangement between you and the companies you owe money to.

Find out more about:

Bankruptcy FAQs
Further Debt Help and Advice

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