"I just wanted to say a big thank you to you and your Debt Management Team. I am glad that I spoke to you and had the courage to open up to you. You have taken a great burden off my shoulders, and above all given me the peace of mind that I needed."

Angela, Derby
More customer feedback

How does Debt Management work?

With a Debt Management Plan from Debt Free Helpline you pay off all your creditors with one affordable monthly payment.

A consultation with one of our sympathetic experts to work out what you can afford to pay will take no more than 40 minutes and you are under no obligation should you choose not to proceed, all our advice is free.

We will then negotiate with the companies you owe money to – your creditors. We aim to reduce your debt sometimes by as much as 50% and reduce your monthly payments to a level you can afford. As long as you stay on the plan you will not have deal or correspond with your creditors we manage everything for you. The plan is very flexible.

The length of your plan will depend on how much you can afford to pay. If your circumstances change and you need to alter your monthly payment, we will arrange this with your creditors.

We deal with your unsecured debts like personal loans, credit cards, overdrafts and catalogues. When we work out your payment we ensure that you are left with enough to pay your mortgage or rent, council tax or any secured loans and also have enough to live. Each month – why not still have money the day before you are paid.

Find out more about:

Debt Management FAQs
Debt Management Alternatives

Further Debt Help and Advice

Subject to availability and acceptance. Debt write-off applies on the completion of and Individual Voluntary Arrangement. Alternative solutions may be offered. Repaying debt over a longer period of time may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long-term.

Reduce your stress.

Reduce your debt.

Get help.

Talk to Debt Free Helpline's advisers today.

Call us free now on
0800 881 8981

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